Annuity Sales Tool:
Preservation & Accumulation Qualities of FIAs
Download a complimentary point of sale sheet that demonstrates how FIAs offer both principal protection in cases of index volatility and potential earnings using a Par Rate
Download Your Copy:
Give your clients a financially confident retirement, with the many benefits of FIAs.
For producer use only. Not for use with the consumer unless directly stated in the material.
Product not guaranteed to be available in all 50 states. Contact Simplicity Des Moines (formerly Davis Life & Annuity) to verify state eligibility.
An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-qualified distributions. Consult a tax advisor for specific information. Although an external index or indexes may affect contract values, the contract does not directly participate in any stock or equity investments. Your client is not buying shares of any stock or index.
Bonus annuities may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don’t offer a premium bonus feature.
Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Simplicity Des Moines (formerly Davis Life & Annuity) and American Equity are not affiliated.