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Introducing F&G PathsetterTM FIUL

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This exciting new FIUL offers your clients tremendous accumulation potential with true exam-free underwriting1 through age 50 and up to $1M death benefit - which is vital for clients that are still weary of letting others in their homes.

Here a just a few of the exciting reasons to consider F&G Pathsetter:

  • F & G Life A.M. Best Rating: A- (“Excellent”), is 4th highest out of 16 ratings for financial strength. Rating as of November 20, 2018.*
  • Have access to higher quality, higher yielding debt instruments providing a larger option budget to support high caps (S&P cap 13.5%) and pars (190% uncapped Barclays index).
  • F&G will launch a new High Bonus strategy with 9.5% cap and NO CHARGE 1% BONUS year 2 and beyond.**
  • Barclays Trailblazer Sectors 5 available with a 145% participation rate and also have a NO CHARGE 1% BONUS beginning in year 2 and beyond* effective November 23, 2020.
  • No fee bonus, experienced in underwriting ITINs, generous standard and preferred criteria, competitive living benefits and much more!

11Policy approval is determined by a review of medical and personal history on the application, and may be subject to additional underwriting requirements at the discretion of F&G. Review F&G Underwriting Guidelines for additional details.

Indexed interest rates are subject to a cap, spread and/or participation rate. Caps, spreads and participation rates are subject to change at the discretion of Fidelity & Guaranty Life Insurance Company.

*For the latest rating, access www.ambest.com. For more F & G financial information: https://investors.fglife.com/financial-information/default.aspx

**Changes slated to be effective November 23, 2020.

F&G PathsetterTM is a Fixed Indexed Universal Life Insurance Policy.

Barclays Bank PLC and its affiliates (“Barclays”) is not the issuer or producer of fixed indexed universal life products and Barclays has no responsibilities, obligations or duties to policy owners of fixed indexed universal life products. The Index is a trademark owned by Barclays Bank PLC and licensed for use by Fidelity & Guaranty Life Insurance Company as the Issuer of fixed indexed universal life products. While Fidelity & Guaranty Life Insurance Company as Issuer of fixed indexed universal life products may for itself execute transaction(s) with Barclays in or relating to the Index in connection with fixed indexed universal life products. Policy owners acquire fixed indexed universal life products from Fidelity & Guaranty Life Insurance Company and policy owners neither acquire any interest in Index nor enter into any relationship of any kind whatsoever with Barclays upon making an investment in fixed indexed universal life products. The fixed indexed universal life products are not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the fixed indexed universal life products or use of the Index or any data included therein. Barclays shall not be liable in any way to the Issuer, policy owners or to other third parties in respect of the use or accuracy of the Index or any data included therein.

The “S&P 500 Index” is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”) and has been licensed for use by Fidelity & Guaranty Life Insurance Company. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC, a division of S&P Global (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). These trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Fidelity & Guaranty Life Insurance Company. These annuity products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

“F&G”is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Annuities and life insurance issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

For producers only. Not for use with the general public.

1307879-1120

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